MYKAARMA PAYMENTS
Save on Eligible Surcharge Fees
Save on costly credit card processing fees in your dealership with compliant surcharging built on the myKaarma platform. myKaarma Payments makes surcharging easy, with compliant messaging, reporting and surcharging in the service lane and beyond.
Schedule a demoWHY DEALERS CHOOSE myKAARMA
Protect the Revenue You’ve Already Earned
Credit-card processing costs add up across service, parts, finance and insurance, and the body shop. When your dealership absorbs every fee, that expense comes directly out of the transaction.
A dealership credit card surcharge program gives you another option. Customers using eligible credit cards pay a disclosed fee that helps offset the dealership’s cost of accepting that payment.
Customers can see the surcharge before they pay and choose another accepted payment method when available.
Dealership Surcharging in one Payment Platform
myKaarma Payments enables dealership transactions across different departments and rooftops with combined reporting and reconciliation.
Customers can pay the way they want with mobile payments and custom payment terminals with clear disclosures for surcharging. Your dealerships get one process from invoice to completed transaction.
THE PAYMENT PLATFORM FOR DEALERSHIPS
Secure Payments in One Trusted Platform
myKaarma streamlines payments with direct integration into your DMS and service lane along with compliant payment options, surcharging on credit cards, BNPL integrations, and customized payment terminals for every department.
Contactless Card Payments
DMS Integration
Fully Compliant Credit Card Processing
Apple Pay and Google Pay for Retail
Online Payments via Text and Email
3D Secure Payments with Chargeback Prevention*
Buy Now Pay Later Integration
ACH Payments
SURCHARGE SAVINGS
Stop letting processing costs chip away at your margin
See how myKaarma Payments can help your dealership offset eligible credit-card fees and manage payments across departments.
myKAARMA PAYMENTS
Frequently Asked Questions
A credit card surcharge is a disclosed fee added when a customer uses an eligible credit card. It helps the dealership offset some or all of its cost for accepting that payment, subject to applicable limits.
No. Card-network rules prohibit surcharges on debit and prepaid cards, including debit cards processed without a personal identification number. The payment workflow must distinguish those cards from eligible credit cards.
Applicable card-network rules require clear disclosure before the transaction and separate identification of the surcharge on the receipt. Additional requirements may apply based on the dealership’s locations and payment channels.
Clear disclosure gives your customer a chance to understand the surcharge and select another accepted payment method when available.
Your team will automatically receive a report every day showing all of the payments done via myKaarma. They will also have the ability to manually pull payment reconciliation reporting giving your accounting office the ability to streamline their end-of-month operations.
Please visit the Partners page to see a list of accepted payment gateway partners.
Yes, we have built our payment tools with cutting edge security technology keeping your customers’ information safe from potential bad actors. We also protect your dealerships from potential fraud chargebacks through tools like 3DSecure. Book some time with our experts to learn more!
*Utilizing 3DSecure, myKaarma’s software, and advanced fraud tools