PAYMENT OPTIONS

Dealership payment options

Give customers more ways to pay without adding more disconnected tools. Bring terminals, contactless cards, digital wallets, online payment links, and payment-plan integrations into one platform connected to your service lane and dealership management system.

Explore payment options

More ways to pay. One connected platform.

A customer paying in the service lane, a driver paying before pickup, and a business paying for wholesale parts orders need different checkout options. myKaarma brings those choices together in a service growth platform built for franchise dealerships.

Your team can offer payment flexibility while keeping collection connected to service workflows, customer communications, and your dealership management system (DMS).

Let customers choose how and where they pay

Collect payment at a terminal, send checkout to the customer’s phone, or offer a bank-payment alternative. Choose the supported payment options that fit your customers and your dealership.

Keep payments connected to your service lane

A payment should stay connected to the work it pays for. myKaarma integrates payment collection with service-lane workflows and your DMS, helping your team reduce duplicate entry and follow each payment through the dealership.

Include terminals in the workflow

Your payment setup includes POS terminals that work with the platform. Employees can collect payment at a supported device while keeping transaction information in the software.

Connect remote checkout to the visit

Send a payment request by text or email and track whether the customer has paid. Customers can complete checkout before they return, reducing the transactions staff need to handle at pickup.

Use consistent customer-facing language

Carry consistent payment language and applicable disclosures across supported checkout experiences. Your team can explain payment choices without creating a different message for every channel.

Offer more choice without adding accounting overhead

Multiple payment options should not leave accounting chasing separate terminal reports. myKaarma brings transaction detail and payout reporting together so your team can review activity and reconcile deposits.

See who collected each payment

Review transaction references, departments, users, and payment methods. Department- and cashier-level reporting helps your team investigate individual payments.

Connect payment activity to payouts

Use daily automated reconciliation reports and itemized payout detail to connect transaction activity to deposits.

Review costs and surcharge activity

Monthly summaries help your team review processing activity and surcharge savings when the surcharge program is enabled.

Bring cost recovery and fraud protection into checkout

Payment choice works alongside controls that help your dealership manage processing costs and online fraud exposure. myKaarma connects these capabilities with supported payment workflows.

Compliant credit card surcharging

Offset eligible credit card processing costs through myKaarma’s surcharge program, available with myKaarma Payments Processing. Supported experiences carry applicable pricing and disclosures through checkout and connect surcharge amounts and related refunds to reporting.

Debit and prepaid cards are excluded. Program availability and permitted charges depend on applicable requirements and dealership setup.

3D Secure for online fraud protection

Add cardholder authentication through the customer’s card issuer on supported online and payment-link transactions. Eligible, successfully authenticated payments can qualify for a shift in liability for certain fraudulent-payment disputes.

3D Secure does not cover every chargeback or every transaction. Coverage depends on whether protection applies, and it excludes other dispute categories.

Stop letting processing costs chip away at your margin

See how myKaarma Payments can help your dealership offset eligible credit-card fees and manage payments across departments.

FAQ

About dealership payment options

Supported options include contactless credit and debit cards, Apple Pay and Google Pay at retail terminals, online checkout through texted or emailed payment links, and buy-now-pay-later integrations. Availability varies by payment product, processor, device, provider, and configuration.

Yes. POS terminals are included as part of your payment setup and connect to the platform’s payment workflow. Your myKaarma team can confirm terminal models, quantities, connectivity, and commercial terms for your dealership.

Yes. Texted or emailed payment links let customers reach online checkout from their own device. Automated reminders and outstanding-request tracking help your team follow up on unpaid requests.

myKaarma integrates payment collection with supported DMS and dealership workflows to reduce duplicate work. Confirm the data flow and supported functions for your specific DMS and payment setup.

Transaction detail includes references, departments, users, and payment methods. Daily reconciliation reports, itemized payout reports, and monthly summaries help accounting review payment activity and connect it to deposits.

Feature availability depends on your payment setup. myKaarma Payments Integration allows you to retain a supported existing processor. myKaarma Payments Processing combines software with processing services and supports additional capabilities, including the myKaarma surcharge program.

No. 3D Secure addresses eligible fraudulent-payment disputes when protection applies. Other chargeback categories, including disagreements about services, remain outside that protection.