Payments icon


Credit card payments on mobile device

Accept all major forms of payments

Master Card, American Express, Visa, Discover, Cash and Check Payments

Features + Benefits

Retail Payments

  • Allow Service Advisors to take customer payments to eliminate wait lines at the cashier’s desk.
  • Build relationships with customers by having their advisor be their single point of contact.
  • Accept all major credit cards, warranty cards, cash, and checks.
  • All transactions are logged through myKaarma for simplified reconciliation.
  • Dealer management receives an end-of-the-day payment report of all departments and types of payments.  

Powerful Single-click reconciliation

  • Easily reconcile all transactions into one report at the end of the day
  • End-of-day report sent to your inbox, and available in-app as well, with a summary of departments, payments, order numbers, card brands, amounts, credit, debit, cash, and check.
  • Save your Controller/BDC employee hours of work every day
one click payments reconciliation

Online Payments

payments process on mobile
  • Customers have the ability to pay at any time and from any device
  • Reduce wait times and lines by having invoices paid before the customer arrives to pick up their vehicle
  • Send invoices via text or email with a link to see the customer’s  e-invoice with an order summary 
  • Capture e-signatures when customers pay online on their desktop or mobile devices

Multi-Department Payments

  • Take payments for Service, Parts, Body Shop, Loaner, and Sales Department
  • Consolidate reconciliations for all departments into one automated report
  • Summary of transactions for each department and for each employee
woman using mykaarma payment processing to pay dealer

Security + Fraud Prevention

  • EMV support for in-person retail transactions
  • Check Guarantee: Protect your dealership from fraudulent checks by signing up with Crosscheck (fully integrated with myKaarma)
  • Pre-Authorization (holds) can hold funds on a credit card to guarantee payment


  • The ability for customers to save card information when paying online
  • Makes for easier online checkout next time a customer pays online
  • Make the checkout process quicker and more secure for customers and the dealership
  • Reduce the risk of a data breach

Overall Benefits:

  • Ease of Use – Through our DMS  integrations, myKaarma eliminates 75% of the errors that come from conventional payment methods
  • Convenience – As soon as a customer’s car is ready, an automatic text and/or email payment request is sent allowing the customer to pay before walking into your dealership
  • Transparency – Included in the text and/or email is the exact repair order the customer will receive at checkout, allowing them to review it before picking up their vehicle
  •  Simplify –  myKaarma keeps all your documents safe and indexed in the cloud with 24/7/365 access for up to 7 years.  Stop printing hard copies of every repair order, only to find somewhere to store it.